Michael D. Surgen, CEO, has been in the financial industry since 1978 and has been the President and CEO of two banks. Mike played a major role in the evolution of a small antiquated savings and loan in Baltimore with $8 million in assets to a highly profitable multi-subsidiary savings bank with $465 million in assets. He also was responsible for the turn around of a troubled de novo bank in Florida. He has been involved in a myriad of real estate transactions nationwide and has the ability to break down any deal to its basic components and provide the structure necessary to obtain the most optimal financing.

Robert Van Horn, President, has a career spanning twenty-five years as Vice President/Commercial Loan Officer with several Collier County financial institutions, (First Florida Bank, Pelican National Bank and BancFlorida, now Wachovia Bank). Responsibilities included management of a loan portfolio in excess of One Hundred Million-Dollars consisting of terms loans, commercial mortgages and all types of financing for established clients in Naples, Collier, Lee and Charlotte Counties.